Ep154 What Businesses Must Know About Payday Super with Jay Westbury, CEO of FCA


From 1 July 2026, every Australian business will be required to pay superannuation on the same day as wages, a change known as Payday Super. 

In Episode154 - While it sounds simple on paper, the real impact on cashflow, payroll systems, and compliance could be significant, especially for small businesses and franchisees.

In this episode, Glenn sits down with Jay Westbury, CEO of the Franchise Council of Australia, to unpack what Payday Super actually means, why it’s being introduced, and what business owners should be thinking about right now to avoid being caught out.

They also cover enforcement, the closure of the ATO clearing house, and why both franchisors and franchisees need to start preparing now rather than waiting until mid-2026.

0:00 Introduction

0:49 What is Payday Super and what exactly changes from 1 July 2026 

01:55 How Payday Super changes cashflow and payroll mechanics

02:56 Will businesses change pay cycles to cope with the new rules 

4:16 Why the government introduced Payday Super and why now

5:54 Will the ATO enforce this aggressively and what penalties could look like 

7:23 Why franchisors must start warning and preparing their franchisees now

8:41 Why Payday Super is being overlooked compared to the Franchise Code changes 

9:42 What practical steps businesses should start taking right now

10:38 The ATO shutting down its clearing house and what businesses must replace it with

11:34 Why franchisees and franchisors both carry legal risk after the Bakers Delight case

12:32 Wrap up

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